MAY
10

Want to advertise on this website? Create your advert now.

The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Kempston

Twigden Asset Management

King William House, 46 Harpur St, Bedford MK40 2QT, UK – 01234 270074

great service

Andover Financial Planning

205 Spring Rd, Kempston, Bedford MK42 8NH, UK – 01234 355551

Mitchell Prockter Financial Services Ltd

15 Grove Pl, Bedford MK40 3JJ, UK – 01234 344690

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Kempston.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
TSB Bank

65 Midland Rd, Bedfordshire, Bedford MK40 1PR, UK – 01234 344123

Good bank...any transaction....

Great bank really helpful

NatWest

81 High St, Bedford MK40 1YN, UK – 0345 788 8444

Been with this bank many years I've always found the staff polite and helpful.

Nationwide Building Society

17-19 AllHallows, Bedford MK40 1LN, UK – 0800 554 0604

I have nothing to say but that the staff are great, and very helpful wished I'd have chosen them years ago maybe my money would not have left my account unlike barclays

Banks

HSBC

12 Allhallows, Bedford MK40 1LJ, UK – 0345 740 4404

I wasn't impressed when I first met the staff there. Based on my initial visit I tend to agree with the other reviewers of low ratings. When I met some friendly staff I tend to wait and see the polite, friendly and helpful staff. And I am very happy with them. The manager could do with ensuring better training in customer service with his staff. The awful ground staff are givng HSBC and the really good staff a bad name. In conclusion, there is plenty of room for improvement.

Great just walk straight and the staff are always welcoming and helpful

Halifax

14 Silver St, Bedford MK40 1SU, UK – 0345 600 3934

Massive thanks to Matthew Cook for getting us a great mortgage. He didn't just find us a mortgage, he kept us updated on the valuation survey and offer letter . He always responded to calls and emails promptly and was a pleasure to deal with, saving us a load of money too! Thanks so much Matthew, we'll be back in 5 years time!! Chris

Could not be more charming and helpful always in the past five years,full marks from me, the only downside is that they have stopped giving the little blue card holders. P.W.

Lloyds Bank

34 High St, Bedford MK40 1SB, UK – 0345 300 0000

very friendly and helpful staff!!!! 😊😊

large bank lots of space great staff

Building Societies

Nationwide Building Society

17-19 AllHallows, Bedford MK40 1LN, UK – 0800 554 0604

I have nothing to say but that the staff are great, and very helpful wished I'd have chosen them years ago maybe my money would not have left my account unlike barclays

Halifax

14 Silver St, Bedford MK40 1SU, UK – 0345 600 3934

Massive thanks to Matthew Cook for getting us a great mortgage. He didn't just find us a mortgage, he kept us updated on the valuation survey and offer letter . He always responded to calls and emails promptly and was a pleasure to deal with, saving us a load of money too! Thanks so much Matthew, we'll be back in 5 years time!! Chris

Could not be more charming and helpful always in the past five years,full marks from me, the only downside is that they have stopped giving the little blue card holders. P.W.

Mortgage Brokers

Foundation Mortgages

38 Mill St, Bedford MK40 3HD, UK – 01234 856991

Great service. Expert advice.

Thoroughly Professional Company - Thank You Martin Dronfield

Gill Insurance & Finance Consultants Ltd

78 Tavistock St, Bedford MK40 2RP, UK – 01234 353168

Nice, fast and cheap. Good place to make your insurance.

Urban & Rural Property Services

72 Bromham Rd, Bedford MK40 2QH, UK – 01234 272282

Great service, and always give you feedback.

Great service. Very professional and pro-active with both the purchase of a new house and the sale of our old one. Far better than other estate agents we've used previously.

Mortgage Brokers - Key Questions

How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Kempston.

Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.  

How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Shortstown Lower School that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.

Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.

Mortgages

Mayfair Insurance & Mortgage Consultants Ltd

11 Lurke St, Bedford MK40 3HZ, UK – 0844 493 5710

Brilliant service, good communication and friendly staff. Insurance policy set up with no hassle, would highly recommend!!

Barclays Bank

189 Bedford Rd, Kempston, Bedford MK42 8DH, UK – 0345 734 5345

Small branch with minimal counter service and multiple transaction machines.

Barclays Bank

111 High St, Bedford MK40 1NJ, UK – 0345 734 5345

As a private and a business customer of this bank I can thoroughly recommend the service received. As a bank they are the safest pair of hands for your money and your business. Sound and practical business advise from experienced managers. Their online facilities are easy to use and if you need to speak to anyone, day or night, you can get hold of someone who is willing and able to help you, and they sort things out. And then come back to you to ask if you are satisfied. Lovely staff no matter what country they are in.

I've always recieved excellent customer service during the 4 years I've been with Barclays. The facilities are great making banking quick and easy. They are very informative and helped me open up a business account, offering loads of extras at no extra costs.

This Microportal is built on the 2day Microportals platform which provides you with 3 click access to local and global information crucial both to your personal and working life. The platform provides live local data on transport, what's on, accommodation, eating out, shopping, sport, religion and weather as well as comprehensive reference and resource sections including TV, radio, online shopping, route planning, health, education and more.

We are not responsible for the content of external internet sites to which any 2day supported sites are linked. We do not share any contact information with other providers. We use cookies to make our site work efficiently. More information on privacy and cookies.

Copyright © 2004–2021 2day Microportals, East Quither Farm, Milton Abbot, Tavistock, Devon, PL19 0PZ, UK.